What type of insurance is mandatory in Alberta?

In Alberta, basic liability insurance is mandatory for all vehicles on the road. This type of insurance is crucial as it provides coverage for damages or injuries you may cause to other people, vehicles, and property in the event of an accident for which you are found to be at fault. It ensures that drivers can meet their financial responsibilities to others, which is an essential aspect of road safety and liability.

While other types of insurance, such as comprehensive and collision insurance, are beneficial and can be purchased for additional protection, they are not mandatory. Comprehensive insurance covers theft and damage not involving a collision, and collision insurance covers damages to your vehicle after a collision. Uninsured motorist insurance offers protection in situations where you are in an accident with a driver who does not have insurance, but it is also not a mandatory requirement. However, basic liability insurance is the foundational coverage required to legally operate a vehicle in Alberta.